My company is changing to VSP insurance but the way I am reading the plan I get NO actual coverige and was wondering what any of you think. I will pay 0 out of my check each year. (this is to cover 2 people) I thin will have to pay for basic examin and for frames per person. And there is a max allowance of 0 per year per person. So if I am doing my math correctly. 150 + 20 ex1 + 20 fr1 + 20 ex2 + 20 fr2 = 0 per year ex 1 is the examin for person one fr1 is the frames for person one 0 x 2 = 0 per year max allowance. So if I am seeing this correctly, I have no coverige. Thanks for your time and help on this.